Take it easy... get a mobile insurance!

Who don't need a mobile insurance nowadays? If you loose or damage a mobile it will cost you costs time and money.

Mobile insurance do not depend on age sex, work, income or any other standard demographics, but there will be one price that will fit all solution so the people that never lose or damage his phone will subside the costs for serial phone losers. You should only find out if it's worth getting a policy or not.

First of all you should ask yourself if you are a loser, if there are realistic risks that you can damage or lose your phone. Personally I consider myself a “loser” so an insurance is very good for me and it costs me less than pay repeatedly for a new phone.

You should try to pick the right solution and it will depends on the cost and type of deal you've got. If you have a contract mobile phone, unlikely you lose or damage it, a comprehensive cover is probably overkill. If you have a PAYG phone (Pay-As-You-Go) the downside risk is limited because if your crediti s over, it is not possible to do fradulent calls. If instead you are a mobile loser and you have a contract mobile phone and it is easy for you to loose and damage your phone, than you will need an insurance.

For example nowadays the main networks (like T-Mobile, Vodafone, Orange, Virgin, O2 & 3) offer you free mobile because you promise them 12 months of your business. But what will happen if you loose or damage this phone? It could happen that you should pay up to £600 to replace it. Thanks to a mobile insurance, with just  £2.49 per month, you will be able to enjoy your new phone because in case of damage or loose you will be covered and your phone replaced.

Last week on the Sunday Times there was written than during the last year more than 3 million phones were lost or stolen. Moreover more than 1 million of these had water damage.  So… think about it and get a mobile insurance… in order to enjoy your phone!