Do you know how to lock your bike?

Have you heard about the last statistics and now you want to know more about bike insurance?

A bicycle insurance normally require:

- That, at all times, you lock your bike securely
- That you use an approved lock (if bicycle worth over £500)
- that you secure your bike to an immovable object

How much should it cost? My insurance, for example costs me around 53£ a year and it covers theft, fire, accidental damage up to £10,000 and vandalism. It also limit my financial responsibility for any damage caused to third parties and includes personal accident cover. I have also free legal expenses cover and if my bike get stolen or damaged, I will have a payed taxi ride home. I have chosen also an European and world cover and a breakdown recovery for my bike. But I have also some limitations: as soon as my bike will be older than 3 years I will get a depreciation, so I will get less money and, I have to keep it at home during the night.

If you are asking yourself what kind of insurance you should get and how much it should cost, I can suggest you some insurance that offers the same guarantees at the same price:

• Evans Cycle Insurance - 51£
• ETA cycle insurance - 53£ is the one I get!
• e&l cycle insurance – 53 £
• CTC Cyclecover insurance - 54 £
• Cyclesure - 54£
• Cycle Guard 56£ - this insurance offers also a racing option for people that participate in competitive bicycle sports.

You can get a quote on internet and so be able to chose the best options for you! It is important that you check each policy and decide which suits your needs best so you will not have to pay cover options that you will never use! Many insurance offers, instead of a UK only cover, also a worldwide cover options, so you will be covered if you will take your bicycle abroad.

You can also insure you children bike if your child has between 12 and 15 years old!

… get your bike insurance and enjoy your bike!!