Seriously thinking about buying an additional retirement plan

Hello everyone, I work and live in Europe. In a few years I will be retiring and I realized I will need an additional retirement investment fund . But as many of you know , due to world crisis and to the instability of world markets it's very hard to trust anyone. So, what I thought would be best is to try to find the best solution for my retirement . Personally I have been impressed by an Additional retirement credit (ARC) plan a friend of mine suggested me. This types of plans can be offered by any serious Pension Fund Firm in Europe who administers and manages the retirement fund for working class citizens. Of course each country has its own regulamentation laws but the basic system is the same everywhere.  I have decided to tell you about my experience because I am sure you will be able to find a very similar solution in your own area , or possibly, in your own country.

The  additional retirement plan I am interested into can offer a way to increase one's years of service credit. Also, it is not related to your present employment. Thanks this additional retirement plan your total years of service credit will be considered separated from the years of service credit supplied by your additional retirement plan . Because years of service credit are useful to calculate one's retirement allowance, if one increases its  service credit through the additional retirement plan one will directly increase his /her monthly retirement allowance. In any case if you want to learn more about it you can easily find information at the information desk of your insurance company or ask your bank .

I am sure they can suggest you the best way to learn more about it.
Who is eligible for the Additional retirement credit ?
Active employees are eligible for the retirement plan , anytime.
Any Limitations? Which ones?
The additional retirement investment fund is added to one's total service credit only in order to calculate the retirement. The fund is not applied if the person who applies does not meet the minimum eligibility requirements or in case of disability retirement , or when calculating  ( if  any) additional  health care benefits or toward those members who have already achieved thirty years of service credit.
Is there a minimum or maximum purchase ?
In my case the minimum is 12 months, the maximum is 60 months.

My friend Lina who 's already availing herself of the same additional retirement plan of the insurance company I am interested into,  is absolutely thrilled about it. She says they are very professional and polite. After having learned all the above information I have given you , I think have really found the right additional retirement plan I was looking for. I would like to use this occasion to suggest also the other types of investment plans the Lacera offers to client. Not only they have the additional retirement plan but they also offer healthcare, other types of investments and communication services. Best regards!